What if Medical Bills Exceed Insurance Policy Limits in California?
Key Takeaways What Happens If My Medical Bills Exceed the Insurance Policy Limits? Many accident victims assume the at-fault driver’s insurance company will pay for
Car Accidents
Car accidents are the most common injury claim in the US. In fact, there were 5.4 million consulted injuries due to vehicular accidents in 2021 alone, with costs amounting to $498.3 billion. Most car accidents in Irvine result from unsafe driving, improper turning, and disregarding traffic signs and signals. Rear-end collisions are also prevalent, followed by broadside crashes. Three major thoroughfares run through Irvine—California State Route 133, I-405, and I-5. Combined with the city's busy internal roads, it's easy to see how accidents are commonplace in the area, ranging from minor fender benders to fatal collisions.
Truck Accidents
There were 20 truck crashes in Irvine in 2022, with most incidents occurring on state highways. It's a pressing concern, given that three major highways run through it. Even worse, due to the sheer size and weight of trucks, they pose a higher risk of causing severe injuries and fatalities compared to passenger cars. Determining liability can be challenging in truck accidents. While the truck driver is likely responsible for your injury, other parties, such as the truck's manufacturer in the case of malfunctions or the individuals loading the cargo if the cause was unbalanced weight, could also be liable.
