Personal Injury Settlements and Cases Won.
A car accident can leave you dealing with more than the immediate shock of a collision. Injuries, medical bills, lost income, vehicle repairs, and other unexpected expenses can quickly create financial and emotional stress. When another driver’s negligence causes your crash, you may have the right to seek compensation for the losses you have suffered.
A Texas car accident lawyer can help you understand your legal options and determine how your claim should be handled. Establishing who caused a crash is not always straightforward, particularly when multiple parties, disputed facts, or insurance companies are involved. The evidence collected after a collision can play an important role in proving liability and documenting your damages.
RMD Law helps people injured in car accidents pursue compensation for their losses. An experienced Texas car accident attorney can investigate the crash, gather evidence, identify potentially responsible parties, communicate with insurance companies, and negotiate for a fair settlement. When necessary, your attorney can also prepare your case for litigation.
After a car accident, you may be dealing with injuries, vehicle damage, insurance claims, and uncertainty about what to do next. Having legal representation can help you understand your options, protect your interests, and pursue compensation based on the circumstances of your case.
Car accident claims can involve more than determining which driver caused the collision. Establishing fault, documenting injuries, dealing with insurance companies, and evaluating the full extent of your losses can all affect your claim.
RMD Law can help investigate the circumstances of your crash, evaluate the available evidence, and pursue a claim based on the facts. Your attorney can also help identify the legal issues that may affect your ability to recover compensation.
A thorough investigation can help establish how a crash occurred and who may be responsible. Depending on the circumstances, this can involve reviewing police or crash reports, photographs, video footage, witness statements, vehicle damage, medical records, and other relevant evidence.
Preserving and evaluating this information can be particularly important when the parties disagree about what happened or how the crash caused your injuries.
Insurance companies have their own claims processes and interests when evaluating an accident. An adjuster may ask questions about how the crash happened, your injuries, or the extent of your losses.
RMD Law can communicate with insurance companies on your behalf, help gather the documentation needed to support your claim, and handle settlement negotiations. The Texas Department of Insurance also recommends keeping records of communications and claim documents throughout the insurance process.
The financial impact of a car accident can extend well beyond your first medical bills or vehicle repair costs. You may also face lost wages, ongoing medical treatment, reduced earning capacity, and other losses resulting from your injuries.
An attorney can evaluate both your current and potential future losses when determining what compensation to pursue. This helps ensure that a claim is considered in the context of the full impact the accident has had on your life.
Not every car accident claim ends with an insurance settlement. If the parties cannot reach a fair resolution, filing a lawsuit may be necessary to pursue compensation through the courts.
RMD Law can prepare your case for litigation by developing the evidence, identifying witnesses and experts when appropriate, handling the legal process, and presenting your claim. Preparing for litigation can also provide leverage during settlement negotiations when an insurer is unwilling to offer fair compensation.
Car accidents can happen for many reasons, but driver negligence is a common factor in collisions. Understanding what caused a crash can be important when determining liability and identifying the evidence needed to support a personal injury claim.
Distracted driving occurs when a driver’s attention is diverted from the road. Common distractions include texting, talking or browsing on a phone, eating, adjusting navigation systems, changing music, or interacting with passengers.
Even a brief distraction can affect a driver’s ability to notice hazards, react to changing traffic conditions, or maintain control of a vehicle.
Speeding can reduce a driver’s reaction time and increase the severity of a collision. Other unsafe behaviors, such as aggressive driving, following too closely, making unsafe lane changes, or failing to maintain control of a vehicle, can also contribute to crashes.
Evidence such as witness statements, traffic-camera footage, vehicle damage, and crash reports may help establish whether unsafe driving contributed to an accident.
Alcohol and drugs can affect reaction time, judgment, coordination, and attention. A driver who operates a vehicle while impaired may pose a significant risk to other people on the road.
Impaired driving can also result in criminal charges separate from any civil personal injury claim. Evidence of impairment, including police observations, test results, citations, or witness accounts, may be relevant when establishing what caused a crash.
Drivers are expected to follow traffic signals and yield when required. Running a red light or stop sign, failing to yield at an intersection, or making an improper turn can result in serious collisions.
Evidence from traffic cameras, nearby businesses, witnesses, vehicle damage, and police reports can help establish what happened.
Fatigue can affect reaction time, attention, decision-making, and a driver’s ability to respond to hazards. A tired driver may also have difficulty maintaining lane position or recognizing changing traffic conditions.
When fatigue may have contributed to a crash, an investigation may examine the driver’s activities and circumstances before the collision.
Not every crash is caused solely by another driver’s conduct. Potholes, inadequate signage, poor road design, debris, malfunctioning traffic signals, flooding, or other roadway hazards can contribute to an accident.
Determining whether another party may be responsible can require examining who owned or maintained the roadway and whether that party had a legal duty related to the hazardous condition.
A vehicle defect can sometimes contribute to a collision. Brake failures, defective tires, steering problems, and other malfunctioning components may affect a driver’s ability to control a vehicle.
Depending on the circumstances, potentially responsible parties can include manufacturers, distributors, repair shops, or other entities involved with the vehicle or its components.
Rain, flooding, fog, and other weather conditions can make driving more difficult by reducing visibility, traction, or a driver’s ability to react to hazards.
However, bad weather does not automatically excuse negligent driving. Drivers are still expected to adjust their speed and driving behavior to existing road and weather conditions.
What you do after a car accident can affect your health, your ability to preserve evidence, and your potential injury claim. Prioritize safety first, then take reasonable steps to document the crash and protect your interests.
If you can do so safely, move yourself and your vehicle away from immediate traffic hazards. If anyone is seriously injured, prioritize emergency care and wait for first responders.
Texas Department of Insurance guidance recommends moving out of the road when possible if no one is injured and contacting police when someone is injured or when the other driver leaves the scene.
Call 911 when someone is injured or when emergency assistance is needed. A police report can provide an important record of the collision and may contain information about the vehicles, drivers, witnesses, and circumstances of the crash.
Keep a copy of the report when it becomes available.
Get medical attention for obvious injuries and consider an evaluation even when you initially feel fine. Some crash-related injuries may not become apparent immediately.
Follow your healthcare provider’s recommendations and keep records of appointments, treatment, prescriptions, medical bills, and other related expenses.
When it is safe to do so, photograph or record the vehicles involved, license plates, vehicle damage, road conditions, traffic signals, surrounding property, and visible injuries.
Preserve dashcam footage and note the location of nearby surveillance cameras when possible. Texas Department of Insurance guidance also recommends documenting the accident scene, weather, road conditions, and other details while they are fresh.
Get the other driver’s name, contact information, driver’s license information, insurance company, policy number, and license plate number. Also collect contact information from witnesses who saw the crash.
The Texas Department of Insurance specifically recommends photographing the other driver’s insurance card and driver’s license when possible.
Report the accident to your insurer as soon as reasonably possible and follow your policy’s reporting requirements. Provide accurate information about what happened and keep notes about your conversations with the insurance company.
The Texas Department of Insurance recommends keeping the name and contact information of the adjuster handling your claim and records of claim-related communications.
Save medical bills, prescription receipts, repair estimates, wage documentation, rental-car expenses, and other records connected to the accident.
These documents can help establish the financial losses resulting from your injuries and property damage.
Consider consulting a Texas car accident lawyer early, particularly if you suffered significant injuries, liability is disputed, multiple parties are involved, or an insurer is pressuring you to resolve the claim.
An attorney can evaluate the evidence, identify potentially responsible parties, explain your legal options, and help protect your interests during the claims process.
Avoid apologizing for the accident or making statements that speculate about who caused the crash. Even seemingly casual comments may not reflect the complete circumstances.
Provide the information required at the scene, but let the evidence and investigation establish responsibility.
Do not assume that an injury is insignificant simply because symptoms are mild or have not appeared immediately. Seek appropriate medical evaluation and follow recommended care.
Delaying treatment can also make it more difficult to document the connection between the accident and your injuries.
An insurance company may ask you to provide a recorded statement about the accident or your injuries. Be truthful, but understand what you are being asked and how the statement may affect the claim.
When injuries are significant or liability is disputed, consider consulting a lawyer before providing a recorded statement to another party’s insurer.
An early settlement offer may not account for future medical care, ongoing symptoms, lost income, or other damages that have not yet been fully evaluated.
Before accepting an offer, understand the extent of your injuries and the losses involved. Once a claim is settled, you may generally give up the right to pursue additional compensation for the same claim.
Avoid publicly discussing the accident, your injuries, or your claim on social media. Photos, videos, comments, and other posts can potentially be used to challenge statements about your injuries or the circumstances of the crash.
Keeping claim-related information private can help reduce the risk of your posts being taken out of context.
Determining who is responsible for a car accident is often one of the most important parts of a personal injury claim. The fact that another driver was involved does not automatically establish liability. You generally need evidence showing what the other party did, how that conduct caused the crash, and how the collision resulted in your injuries and losses.
Most car accident injury claims based on negligence center on four basic elements:
For example, a driver who runs a red light may have breached their duty to follow traffic rules. To establish a personal injury claim, however, it is also necessary to connect that conduct to the collision and your resulting injuries and losses.
Evidence can help show how a crash happened and who was responsible. Depending on the circumstances, this may include:
The sooner relevant evidence is identified and preserved, the easier it may be to establish the circumstances surrounding the collision.
The driver who caused the crash may not always be the only potentially responsible party. Depending on the facts, a claim may also involve an employer, vehicle owner, commercial operator, vehicle manufacturer, repair shop, government entity, or another third party.
For example, a defective vehicle component may have contributed to a crash, or an employer may potentially share responsibility for an employee’s conduct. Identifying every potentially liable party can also help determine what insurance coverage or other sources of compensation may be available.
Texas follows a modified comparative responsibility system. If more than one party is responsible for an injury, each party can be assigned a percentage of responsibility. A claimant’s damages can generally be reduced according to the claimant’s percentage of responsibility. Under Texas law, a claimant who is more than 50% responsible for the harm cannot recover damages.
For example, if you are found to be 20% responsible for a crash and your damages are $100,000, your recovery could generally be reduced by 20%. Because fault can directly affect how much compensation you may recover, it is important to examine the evidence carefully when liability is disputed.
After a crash, dealing with insurance companies can become one of the most stressful parts of the claims process. You may need to report the accident, provide information about what happened, document your injuries and losses, and respond to settlement offers while you are still recovering.
Notify your insurance company after the accident and follow the reporting requirements in your policy. Provide accurate, factual information about the collision and keep records of your communications with the insurer.
The Texas Department of Insurance recommends keeping the name and contact information of the adjuster handling your claim, along with records of claim-related communications.
When another driver is legally responsible for a crash, their liability insurance may cover your accident-related injuries and property damage, subject to the policy’s limits and the circumstances of the claim. Texas requires drivers to maintain minimum liability coverage of $30,000 for injuries per person, $60,000 per accident, and $25,000 for property damage.
The amount of available coverage matters because serious injuries can result in losses that exceed a driver’s policy limits.
An insurance adjuster may ask you for information about the crash, your injuries, or your treatment. Be truthful, but avoid guessing about facts you do not know or making statements that could be taken out of context.
When the claim is disputed, or your injuries are significant, speaking with a Texas car accident attorney before providing a recorded statement can help you understand what information you are being asked to provide and how it may affect your claim.
An insurance company may make a settlement offer before you fully understand the extent of your injuries or future medical needs. The Texas Department of Insurance specifically advises injured people to discuss future treatment with their doctor before signing a release in connection with a settlement.
Before accepting an offer, consider the full scope of your losses, including medical expenses, lost income, future treatment, and other damages that may result from the accident. Accepting a settlement generally means resolving the claim and giving up the ability to seek additional compensation for the same losses.
An insurer may dispute a claim for several reasons, including disagreements about fault, questions about the cause or severity of injuries, insufficient evidence, or coverage issues.
A denial does not necessarily mean you have no legal options. An attorney can review the evidence, investigate the circumstances surrounding the crash, challenge the insurer’s position when appropriate, and pursue available legal remedies.
If the driver who caused your accident has no insurance or does not have enough coverage to pay for your losses, your own insurance policy may provide another source of compensation.
Texas insurers must offer uninsured/underinsured motorist coverage, although policyholders can reject the coverage in writing. When available, this coverage can help pay for accident-related medical expenses, vehicle damage, pain and suffering, and certain other losses.
The availability and amount of coverage depend on your policy and the circumstances of the accident.
A serious car accident can affect your finances, physical health, work, and daily life. Depending on the circumstances, a personal injury claim may allow you to seek compensation for different types of economic and non-economic losses.
The value of a car accident claim is different for every person. Factors such as the severity of your injuries, available evidence, insurance coverage, and your percentage of responsibility can all affect the compensation you may be able to recover.
You may be able to seek compensation for reasonable medical expenses related to injuries caused by the crash. Depending on your circumstances, this can include:
Texas law places specific requirements on how certain medical or health care expenses are proven in a personal injury case, so keeping complete records of your treatment and related expenses is important.
If your injuries prevent you from working, you may be able to seek compensation for income you lost because of the accident.
Pay stubs, employer records, tax documents, and other evidence may help demonstrate how the injury affected your earnings.
A serious injury can affect your ability to earn money in the future, particularly when it limits the type of work you can perform, reduces your hours, or prevents you from returning to your previous occupation.
Loss of earning capacity is different from wages you have already lost and generally focuses on the future financial effect of an injury.
Compensation may also be available for the physical pain and emotional distress associated with your injuries. These losses can be more difficult to quantify than medical expenses or lost wages because they do not come with a fixed price.
The severity and duration of your symptoms, treatment, recovery, and overall impact on your daily life can be relevant when evaluating these damages.
Some car accident injuries result in permanent disabilities, reduced mobility, scarring, or other lasting physical changes.
Depending on the circumstances, compensation may be available for the effects these conditions have on your ability to perform everyday activities and enjoy your life.
A car accident can also result in substantial property damage. Depending on the applicable coverage and circumstances, compensation may include the cost of repairing or replacing your vehicle and other damaged property.
Texas Department of Insurance notes that collision coverage, liability coverage, and uninsured/underinsured motorist coverage can apply differently depending on who was responsible for the accident and the coverage available under the relevant policies.
Additional damages may be available depending on the facts of your case. The types and amount of compensation you can pursue depend on the nature of your injuries, the evidence supporting your losses, and the legal claims involved.
Not every person injured in a car accident will qualify for every category of damages.
Several factors can influence the amount of compensation available, including:
An experienced car accident attorney in Texas can review these factors together to help determine what losses may be included in your claim and how the available evidence supports your case.
Car accidents remain a serious safety issue across Texas, with thousands of people killed and many more injured in crashes each year. Recent data from the Texas Department of Transportation (TxDOT) provides a broader picture of the risks on Texas roads.
According to TxDOT’s 2025 statewide crash data:
TxDOT’s statewide crash data also breaks down collisions by factors including speeding, distracted driving, weather, roadway conditions, vehicle type, and county, providing additional insight into the circumstances surrounding Texas crashes.
These statistics demonstrate the scale of traffic crashes across the state, but they cannot determine the value or outcome of an individual claim. The circumstances of each collision, the severity of the injuries, the available evidence, and the parties involved all matter when pursuing compensation.
Texas law limits the amount of time you have to file a lawsuit after a car accident. Missing the applicable deadline can prevent you from pursuing your claim in court, even if you otherwise have evidence that another party caused your injuries.
Under Texas Civil Practice and Remedies Code Section 16.003, a person generally has two years from the date the cause of action accrues to bring a lawsuit for personal injury. The statute also generally gives two years for an action involving an injury that results in death, with the limitations period running from the date of death.
For a typical car accident injury claim, this means you generally have two years to file a lawsuit. This deadline is different from the amount of time it may take to investigate the crash, complete medical treatment, or negotiate with an insurance company.
The two-year period is the general rule, but the deadline can vary depending on the circumstances of your case. Texas law contains exceptions and special rules that can affect when a limitations period begins or how it applies. For example, certain legal disabilities can affect the calculation of the limitations period.
Claims involving government entities or other special circumstances may also be subject to additional requirements or different deadlines. Because the applicable rules depend on the facts of the claim, do not assume that the standard two-year period is the only deadline that could apply.
Investigating a crash, preserving evidence, documenting injuries, evaluating damages, and negotiating with insurers can take time. Waiting too long can make it harder to locate witnesses, obtain records, or build your claim before the filing deadline.
Speaking with a car accident lawyer in Texas as early as possible can help you understand which deadlines apply to your case and what steps may be necessary to protect your legal rights.
Contact RMD Law for a case evaluation and learn more about your options after a Texas car accident.
Read what our Texas car accident clients have to say about their experiences working with RMD Law.
After a car accident, prioritize safety and seek medical attention for any injuries. Call 911 to report the crash, exchange information with the other driver, and document the scene with photos or videos if it is safe to do so. You should also notify your insurance company as required by your policy and keep records of medical treatment, vehicle damage, lost wages, and other accident-related expenses. Avoid admitting fault or making statements about who caused the crash before the circumstances have been fully investigated. If you were injured, speaking with a Texas car accident lawyer can help you understand your rights and options.
There is no standard timeline for a car accident settlement in Texas. Some claims may resolve within a few weeks or months, while cases involving serious injuries, disputed liability, extensive damages, or litigation can take considerably longer. Your attorney may need to investigate the accident, gather medical records, determine the full extent of your losses, and negotiate with the insurance company before recommending a settlement. Pursuing a quick settlement is not always in your best interest if you have not yet determined the full extent of your injuries and damages.
Not necessarily. Many Texas car accident claims are resolved through insurance negotiations or a settlement without going to trial. However, if the insurance company refuses to offer fair compensation or liability remains disputed, filing a lawsuit may be necessary. Even after a lawsuit is filed, the parties can still reach a settlement before trial. Your attorney can explain your options and prepare your case for court if litigation becomes necessary.
You should be cautious when communicating with the other driver’s insurance company. The insurer may ask questions about the accident, your injuries, or your medical history while investigating the claim. Avoid speculating about fault, minimizing your injuries, or providing a recorded statement without understanding how your answers could affect your claim. You also should not accept a settlement before you understand the full extent of your losses. If you were injured, consider speaking with a Texas car accident lawyer before providing a detailed statement or agreeing to a settlement.
You may still be able to recover compensation. Texas follows a modified comparative responsibility rule, which means your compensation can be reduced according to your percentage of fault. For example, if you are found to be 20% responsible for a crash and your damages total $100,000, your recovery could be reduced to $80,000. However, if you are found to be more than 50% responsible, you generally cannot recover damages. Because fault can be disputed and determined based on the available evidence, an attorney can assess the circumstances of your accident and explain how comparative responsibility may affect your claim.
Explore additional RMD Law resources covering Texas car accidents, injury claims, and related legal topics.
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At RMD Law, we believe that reputation is everything. When clients trust us with their cases, we do everything in our power to help guide them. That means personal service and sharp advocacy. We care about the details of your case because that is how we can get you the best settlement.
Over $250,000,000 total recent personal injury wins for our clients. Our dedicated personal injury lawyers are eager to fight for you.
RMD Law found an insurance code violation by the defense insurance company in a dog bite injury case. With smart lawyering, we used the violation to argue that the $100,000 policy limits no longer applied.
The insurance company wrongfully refused to pay our client the $100k policy limit in a rollover auto accident. RMD Law refused to take no for an answer, and filed a lawsuit alleging bad faith, ultimately winning millions for our deserving client.
Confidential bad faith settlement – a negligent driver t-boned our client at a red light resulting in severe spinal injuries. The defendant’s insurance company unreasonably refused to pay the $100K policy limit. RMD Law filed a lawsuit seeking the true value of the case. Policy was opened, and the client settled for an amount vastly higher than the original limits.
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We care about your recovery. We stake our reputation on it.
Aria is a member of the prestigious Multi-Million Dollar Advocates Forum®. He speaks English, Farsi, and Spanish.
Nicole has settled hundreds of personal injuries claims, known for her professional, honest, and caring approach.
John is a former defense lawyer turned award-winning personal injury lawyer. He speaks English and Farsi.
Associate Attorney Yen Quach started work at RMD Law in 2017 as a paralegal. Injured clients seeking justice from insurance companies can do no better than Yen.
Shabnam’s passion for the law began with a simple goal: to help people who may not know their rights and stand up for those who need a strong advocate on their side.
